Farm Insurance Information
From extreme weather events to equipment breakdowns and liability claims, farmers face a wide range of risks that can significantly impact their livelihoods. That's where farm insurance comes in. Farm insurance is a vital tool that can help protect farmers and their operations from financial losses due to unexpected events.
What Is Farm Insurance?
Farm insurance is a type of insurance that is designed to protect farmers from potential financial losses that may occur due to risks related to farming operations. It provides coverage for various aspects of farming operations such as farm buildings, equipment, crops, livestock and liability coverage for accidents and injuries that may occur on the farm.
What Does Farm Insurance Cover?
Farm insurance typically includes the following coverages:
- Property coverage may cover the buildings and structures on the farm, including barns, silos, storage sheds and other farm structures.
- Crop coverage may help cover damage to crops caused by weather events such as hail, wind and floods. It can also provide coverage for losses due to pests and disease outbreaks.
- Livestock coverage may cover the value of livestock in the event of death or loss due to accidents, illness or natural disasters.
- Liability coverage may help cover accidents and injuries on the farm; this can include coverage for injuries to farm employees and visitors or damage caused by farm operations to nearby properties.
- Business interruption coverage may help cover lost income due to business interruptions caused by covered events (e.g., natural disasters and fires) that may temporarily force the farm to halt operations.
Farm Insurance Coverage Options
The following are some of the standard add-on coverage options available for farm insurance:
- Equipment breakdown coverage
- Additional liability coverage
- Pollution liability coverage
- Umbrella coverage
Farm Insurance Quote in Redding, CA
If you need farm insurance, contact Nor Cal Pacific. We can help make sure your farm has the coverage it needs.