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Nor Cal Pacific Blog

View the latest blog posts from Nor Cal Pacific.

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Monday, February 6, 2023

How Are Death Benefits Paid from a Life Insurance Policy

A death benefit is the amount of money a life insurance policy pays to the beneficiary if the covered party dies while the policy is in place. This is the amount you leave behind if you insure your own life. Life insurance is a unique type of investment. It helps cover your loved one’s needs if you cannot do so. READ MORE >>

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Monday, January 16, 2023

Car Insurance for Collisions with Objects

Have you ever made a mistake and backed into a street sign when leaving a parking spot? Have you ever misjudged your clearance and hit your mailbox? If your car sustains damage, even if it is just cosmetic, it still might not be nice to look at. Therefore, you might want to repair the damage and wonder if your car insurance can help. READ MORE >>

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Thursday, December 8, 2022

3 Tips for Understanding Home Insurance

After you first buy a home, the process of getting together all of your paperwork and funds is exhausting even without the need to consider home insurance. It's why many people end up choosing a policy that's based on little more than convenience and cost. They only learn more about their plan when they're forced to file a claim. READ MORE >>

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Wednesday, November 9, 2022

Securing Your Farm Before Severe Weather

A severe weather event is not something most people can predict, and as a result, most farm insurance policies will cover your assets in case of severe weather, which they will consider covered perils. You need agricultural insurance because if any unexpected problem ever strikes your business, it is your insurance benefits that will be able to help you in the course of your recovery. READ MORE >>

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Thursday, October 13, 2022

3 Misconceptions about Life Insurance

While it's scary to imagine our own death, life insurance should never intimidate you. It offers financial protection to your loved ones. But many people turn away from this coverage because of things they hear in passing. Before you brush away life insurance, read these three misconceptions to see if what you heard about it was fiction. READ MORE >>

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Monday, September 19, 2022

The Importance of Payment Bonds

Often, contracts involve more than just the contract owner and the contractor. Contractors may engage subcontractors and suppliers in various capacities. Failing to compensate subcontractors and suppliers may open the contractor to potential risks. An important aspect of surety bonds is how they may govern compensation of subcontracting parties. READ MORE >>

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Monday, August 15, 2022

Do Entrepreneurs Need Business Insurance?

Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business insurance from the get-go. READ MORE >>

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Wednesday, July 13, 2022

Missed an Auto Insurance Payment: What to Do Now

Making on-time payments to your auto insurance company is critical. Usually, making your payment at one time to cover the entire coverage period is best. If that’s not possible, many insurers allow you to make monthly payments. However, missing just one of those payments can lead to the cancellation of your policy. READ MORE >>

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Monday, June 6, 2022

How Home Insurance Protects Property Away From Home

Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home. Property in Storage May Not Be Adequately Covered READ MORE >>

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Thursday, May 12, 2022

Types of Farm Insurance and How to Choose

Whether you operate a working farm or live on an expansive farm that isn't a business, having the right type and amount of farm insurance is essential. Things can get confusing though, because there are numerous options for you to choose from available from multiple insurance providers. READ MORE >>

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