Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Information
Having the right insurance coverage for your business ensures you can help protect your business from unexpected losses. There are several types of coverage that fall under business insurance. Some may be required, while others are recommended. Business insurance can be confusing, and our agents at Nor Cal Pacific Insurance are here to help you find the coverage best suited for your needs.
How Does Business Insurance Work?
Business insurance isn’t one policy that you can purchase. It is a term used to refer to the various commercial insurance policies you may need to protect your business adequately. There are several types of business insurance that you can choose from to create your coverage.
Businesses typically choose from the following coverages:
· Business property insurance helps protect your owned or rented building, tools and equipment you use.
· General liability insurance helps protect your business and assets in the event of a lawsuit due to negligence, bodily injury, property damage, libel and slander.
· Business interruption insurance helps provide coverage for lost income if you are temporarily unable to open after a covered loss.
· Cyber liability insurance helps cover liability expenses from technology-related risks such as cyber attacks.
· Professional liability insurance helps protect you and your company if you’re found negligent in the professional services you provide to a client.
· Commercial auto insurance helps cover the cost of an auto accident with a company vehicle if you or an employee is at fault.
· Workers’ compensation insurance helps cover expenses associated with work-related accidents or illnesses.
Your coverage will vary from other businesses, so connect with an agent to determine what’s best for you.
Get Started Today
Business insurance is essential to protect your business from financial risk when the unexpected happens. Reach out to our agents at Nor Cal Pacific Insurance to get started with business insurance today.