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Home > Blog > Auto%20Insurance > Nor Cal Pacific Blog: auto insurance
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Nor Cal Pacific Blog: auto insurance

View the latest blog posts from Nor Cal Pacific.

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Monday, May 12, 2025

The Importance Of Non-Owners Liability Insurance

Do you live in a walkable city? Or do you rely on public transportation for its convenience? If you do, you might not own your own car. However, that doesn’t mean you shouldn’t have car insurance. There still might be times when you have to get behind the wheel, after all. READ MORE >>

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Monday, March 3, 2025

Ways to Save on Auto Insurance

After health insurance, most people would agree that car insurance is the greatest expense in a person’s budget. It may seem like rates are always increasing, but there are ways to save money on your car insurance premiums. Check out these tips: 1. Increase your Deductible. READ MORE >>

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Monday, January 6, 2025

The Importance of Avoiding Driving Citations

We all probably know that we could stand to be a little more conscientious behind the wheel. Still, we’re all human, and we all make mistakes. The unfortunate thing is that when we make driving mistakes, we might pay to pay the price. READ MORE >>

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Monday, November 4, 2024

Why Does Credit Score Affect My Car Insurance Premiums?

There are many factors that may influence your car insurance rates for various reasons that all add up to a single factor: your risk. Insurance providers calculate premiums primarily based on 1) how likely someone is to file a claim and 2) how much risk the provider will face by insuring them. READ MORE >>

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Monday, April 8, 2024

Defensive Driving Tips

Although getting behind the wheel may seem like a simple, everyday task, it could be one of the most dangerous things you do all day long. As a defensive driver, you can help avoid motorized crashes and lower your risk of costly insurance claims. READ MORE >>

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Friday, March 8, 2024

Car Insurance Basics for Teen Drivers

Starting to drive is an exciting and nerve-wracking venture. It’s reasonable that you may have questions, even some you are too embarrassed to ask your insurance agent. Here are some important car insurance basics to know before you hit the road. Is Car Insurance More Expensive for Teenagers? READ MORE >>

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Friday, December 29, 2023

What Should You Put in Your Car’s Emergency Kit?

For your safety, you should always keep a few emergency items in your car’s trunk. However, during wintertime, you should add a few additional items to prepare for the worst. Yes, though rare, you can even experience snow and ice in California. READ MORE >>

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Monday, May 15, 2023

What Does Full Coverage Really Mean?

When it comes to auto insurance, the legal minimum doesn't cover much more than basic liability. So, when people refer to full coverage, they typically mean a policy that includes liability, comprehensive and collision. Liability is required by law. READ MORE >>

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Monday, January 16, 2023

Car Insurance for Collisions with Objects

Have you ever made a mistake and backed into a street sign when leaving a parking spot? Have you ever misjudged your clearance and hit your mailbox? If your car sustains damage, even if it is just cosmetic, it still might not be nice to look at. Therefore, you might want to repair the damage and wonder if your car insurance can help. READ MORE >>

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Wednesday, July 13, 2022

Missed an Auto Insurance Payment: What to Do Now

Making on-time payments to your auto insurance company is critical. Usually, making your payment at one time to cover the entire coverage period is best. If that’s not possible, many insurers allow you to make monthly payments. However, missing just one of those payments can lead to the cancellation of your policy. READ MORE >>

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