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Home > Blog > Nor Cal Pacific Blog Page 3
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Nor Cal Pacific Blog Page 3

View the latest blog posts from Nor Cal Pacific.

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Thursday, November 16, 2023

Ensuring Your Electrical Fire Risks Have Insurance Coverage

Homeowners insurance is designed to help you if an unexpected, unavoidable and expensive accident ever occurs in your home. It will usually cover you in the face of numerous household perils, including fires. Though most policies cover most fires, there are certain exceptions to this rule.   READ MORE >>

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Thursday, October 5, 2023

5 Things You May Not Know About Renters Insurance

Many renters overlook buying renters insurance because of they believe it to be an unneeded cost. However, here are five things to consider about renters insurance that you might not have been aware of before:  1. Landlord is not responsible: Your landlord is not responsible for the items that you have inside of your apartment. READ MORE >>

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Wednesday, September 20, 2023

How are Home Insurance Premiums Calculated?

Many homeowners find that their home insurance premiums seem to change year to year for no reason at all. Understanding what affects your home insurance rates can help you understand how your premiums change, however, and what you can do to save money on your home insurance.  Location  READ MORE >>

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Monday, July 17, 2023

Hauling Special Equipment? You Need a Commercial Auto Insurance Policy

You have work to do. You rely on your vehicle to make it happen. When you are hauling valuable, special, or high-risk equipment, be sure you have a commercial auto policy that protects it. Your policy should represent the types of risks you face. It should also meet any requirements for transport. READ MORE >>

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Wednesday, June 21, 2023

These Five Boat Additions Will Make Your Craft Safer

Sure, the basic boating supplies keep your day-to-day travels locked down, safety-wise. Life jackets, rafts and flares are standard issue with most boats. But, what about extra features? The world of boating benefits from a wealth of add-ons, amenities and safety products. READ MORE >>

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Monday, May 15, 2023

What Does Full Coverage Really Mean?

When it comes to auto insurance, the legal minimum doesn't cover much more than basic liability. So, when people refer to full coverage, they typically mean a policy that includes liability, comprehensive and collision. Liability is required by law. READ MORE >>

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Wednesday, April 26, 2023

Have a Mortgage? You Need Homeowner’s Insurance

Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years.   However, what happens if something happens to your home in the meantime? READ MORE >>

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Thursday, March 16, 2023

Spring Cleaning in Your RV

Before your first big RV trip of the season, your vehicle needs a bit of TLC to take it from storage mode to travel mode. You spring clean your home, so why not your RV? The following tips will help you get started.  READ MORE >>

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Monday, February 6, 2023

How Are Death Benefits Paid from a Life Insurance Policy

A death benefit is the amount of money a life insurance policy pays to the beneficiary if the covered party dies while the policy is in place. This is the amount you leave behind if you insure your own life. Life insurance is a unique type of investment. It helps cover your loved one’s needs if you cannot do so. READ MORE >>

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Monday, January 16, 2023

Car Insurance for Collisions with Objects

Have you ever made a mistake and backed into a street sign when leaving a parking spot? Have you ever misjudged your clearance and hit your mailbox? If your car sustains damage, even if it is just cosmetic, it still might not be nice to look at. Therefore, you might want to repair the damage and wonder if your car insurance can help. READ MORE >>

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