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Nor Cal Pacific Blog

View the latest blog posts from Nor Cal Pacific.

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Thursday, June 12, 2025

Estimating Business Insurance Needs Before Launching Your Consulting Business

  Your experience makes it possible for you to begin a consulting business. You’ve worked hard to get to where you are. Now, you want to start your own business and build success from it.   Before you do, you need to think ahead and plan for business insurance. READ MORE >>

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Monday, May 12, 2025

The Importance Of Non-Owners Liability Insurance

Do you live in a walkable city? Or do you rely on public transportation for its convenience? If you do, you might not own your own car. However, that doesn’t mean you shouldn’t have car insurance. There still might be times when you have to get behind the wheel, after all. READ MORE >>

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Wednesday, April 2, 2025

Cleaning Dryer Screen and Vents to Avoid Home Fires

At first glance at the title, you might be thinking, “Okay, I clean the screen. That's easy!” You might even be cleaning out the small screen on your dryer every time you use it, which is great. Yes, cleaning the main screen is easy and most of us do that on a regular basis. READ MORE >>

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Monday, March 3, 2025

Ways to Save on Auto Insurance

After health insurance, most people would agree that car insurance is the greatest expense in a person’s budget. It may seem like rates are always increasing, but there are ways to save money on your car insurance premiums. Check out these tips: 1. Increase your Deductible. READ MORE >>

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Monday, February 3, 2025

My Home’s Value Is Falling. Should I Adjust My Home Insurance Coverage?

In some areas, home values have fallen by 10 or more percent in the last decade. It can be worrisome for a homeowner to see this occurring. You may want to lower the amount of insurance you have on your home as a result. However, it is important to be mindful of this. Don't base your home insurance value on market trends. READ MORE >>

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Monday, January 6, 2025

The Importance of Avoiding Driving Citations

We all probably know that we could stand to be a little more conscientious behind the wheel. Still, we’re all human, and we all make mistakes. The unfortunate thing is that when we make driving mistakes, we might pay to pay the price. READ MORE >>

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Monday, December 9, 2024

How Can Home Insurance Protect You At Home And Beyond?

Many people buy home insurance for at least two reasons. Your mortgage lender probably requires home insurance as a condition of your mortgage loan and you may have wanted to protect your investment in the event of a catastrophic loss. Here’s more on how your home insurance policy protects you inside your home and elsewhere. READ MORE >>

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Monday, November 4, 2024

Why Does Credit Score Affect My Car Insurance Premiums?

There are many factors that may influence your car insurance rates for various reasons that all add up to a single factor: your risk. Insurance providers calculate premiums primarily based on 1) how likely someone is to file a claim and 2) how much risk the provider will face by insuring them. READ MORE >>

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Monday, October 7, 2024

When Does Farm Insurance Pay Out?

When you have to file a claim on your farm insurance policy, you will go through a similar process as you normally would for a typical commercial insurance policy. This process generally includes calling your insurance agent to file the claim and providing details about the event and your losses. READ MORE >>

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Monday, September 2, 2024

Securing Your Boat Before a Storm

Open water is perhaps one of the most dangerous environments known to man. The harsh and landscape means extreme exposure to weather conditions. Nonetheless, responsible boat operators can spend many happy hours on the water. However, when inclement weather threatens, they must try to prevent boat damage. READ MORE >>

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